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  <!-- AndyHQ Home -->
  <url>
    <loc>https://beearmy.github.io/</loc>
    <lastmod>2026-06-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Outflow: Subscription Tracker -->
  <url>
    <loc>https://beearmy.github.io/outflow/</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en-GB" href="https://beearmy.github.io/outflow/"/>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://beearmy.github.io/outflow/"/>
    <xhtml:link rel="alternate" hreflang="en"    href="https://beearmy.github.io/outflow/"/>
    <xhtml:link rel="alternate" hreflang="hi"    href="https://beearmy.github.io/outflow/hi/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://beearmy.github.io/outflow/"/>
    <image:image>
      <image:loc>https://beearmy.github.io/outflow/ss/overview.png</image:loc>
      <image:title>Outflow: Subscription Tracker — overview screen</image:title>
      <image:caption>Know what you pay — monthly outflow, upcoming renewals and smart insights</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/outflow/ss/scan.png</image:loc>
      <image:title>Scan a Statement — on-device AI subscription discovery</image:title>
      <image:caption>Scan a bank statement; on-device AI finds every recurring charge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/outflow/ss/skip.png</image:loc>
      <image:title>Skip a payment in Outflow</image:title>
      <image:caption>Free week? Skip it — the date moves on and your totals drop</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/outflow/ss/widgets.png</image:loc>
      <image:title>Outflow Home Screen and Lock Screen widgets</image:title>
      <image:caption>Monthly spend and next renewals, always in view</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/outflow/ss/ipad.png</image:loc>
      <image:title>Outflow on iPad — big-screen subscription tracking</image:title>
      <image:caption>Outflow on iPad and Apple silicon Macs — same privacy, more room</image:caption>
    </image:image>
  </url>

  <!-- Outflow — Hindi landing page (India) -->
  <url>
    <loc>https://beearmy.github.io/outflow/hi/</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://beearmy.github.io/outflow/"/>
    <xhtml:link rel="alternate" hreflang="hi" href="https://beearmy.github.io/outflow/hi/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://beearmy.github.io/outflow/"/>
    <image:image>
      <image:loc>https://beearmy.github.io/outflow/ss/hi-overview.png</image:loc>
      <image:title>Outflow — मासिक ख़र्च ₹ में</image:title>
      <image:caption>जानिए आप कितना चुकाते हैं — हिन्दी में, ₹ में</image:caption>
    </image:image>
  </url>

  <!-- Outflow — comparison pages -->
  <url>
    <loc>https://beearmy.github.io/outflow/vs/rocket-money/</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://beearmy.github.io/outflow/vs/bobby/</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://beearmy.github.io/outflow/support/</loc>
    <lastmod>2026-06-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://beearmy.github.io/outflow/privacy/</loc>
    <lastmod>2026-06-26</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Landlord Assistant: Rent (geo-optimised UK) -->
  <url>
    <loc>https://beearmy.github.io/landlord/</loc>
    <lastmod>2026-06-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en-GB" href="https://beearmy.github.io/landlord/"/>
    <xhtml:link rel="alternate" hreflang="en"    href="https://beearmy.github.io/landlord/"/>
    <image:image>
      <image:loc>https://beearmy.github.io/landlord/og-image.png</image:loc>
      <image:title>Landlord Assistant: Rent — UK landlord app for iPhone and iPad</image:title>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/landlord/ss/today.jpg</image:loc>
      <image:caption>Risk Radar and rent rhythm overview for UK landlords</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/landlord/ss/homes.jpg</image:loc>
      <image:caption>Property management and safety document tracking</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/landlord/ss/rent.jpg</image:loc>
      <image:caption>Rent tracking — early, on time, late or missed</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://beearmy.github.io/landlord/ss/vault.jpg</image:loc>
      <image:caption>Vault — compliance documents and safety certificates</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://beearmy.github.io/landlord/support/</loc>
    <lastmod>2026-06-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
    <xhtml:link rel="alternate" hreflang="en-GB" href="https://beearmy.github.io/landlord/support/"/>
  </url>

  <url>
    <loc>https://beearmy.github.io/landlord/privacy/</loc>
    <lastmod>2026-06-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en-GB" href="https://beearmy.github.io/landlord/privacy/"/>
  </url>

  <!-- Rep Bank: One exercise a day -->
  <url>
    <loc>https://beearmy.github.io/repbank/</loc>
    <lastmod>2026-07-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="en-GB" href="https://beearmy.github.io/repbank/"/>
  </url>

  <url>
    <loc>https://beearmy.github.io/repbank/privacy/</loc>
    <lastmod>2026-07-04</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://beearmy.github.io/repbank/support/</loc>
    <lastmod>2026-07-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset>
